Commercial Loan Programs

What are Self-Storage Financing Loans? Self-Storage is a storage facility or a system where some individual rents or buys space to store their inventory or possessions. This space may be in the form of containers, kiosks or units of space within a large warehouse. Ideally, a high-quality facility rented, bought or constructed by an experienced borrower is the best-case scenario

What is a Retail Loan? A retail loan in Phoenix, Arizona is a mortgage to get a stand-alone retail shop or a strip mall. Private lenders and banks supply funding to buy these locations. Individuals also borrow to meet personal needs. This is because they can borrow smaller amounts compared to corporate loans. The lenders consider the applicant’s credit scores

What are Hotel Financing Loans? These are commercial real estate loans that finance the start-up of a hotels, motels, lodges and inn-like businesses. Setting up these businesses requires an appraisal of the property, to several factors. The factors are; If the hospitality business is flagged or unflagged – Flagged businesses are usually brand names that are recognized nationally and internationally.

What are Small Business Loans? The Small Business Administration (SBA) loans are offered by banks, the federal government and credit unions. SBA is a government body that supports small businesses and entrepreneurs. These funds are popular because they enjoy a government-backed guarantee that lends credibility to the business. The lender is assured that even if they default, the government will

What are Office Complex Loans? Multi-Tenant or Single Tenant Office Complexes are estates with single or multiple offices owned by various individuals and corporations within one building or complex. These complexes may be constructed by a builder and sold as piece or whole – depending upon the buyer’s capacity.  These individuals or corporations usually buy real estate for offices on

What are Apartment or Multifamily Loans? These loans are used to buy or refinance multifamily residences. These places may be apartment buildings, condominiums, duplexes, triplexes or quadruplexes. These are processed on the conventional mortgage receivables for (2-4 units). But if you are going in for a complex with more than 5 units then it will require an underwriting and will

What are Manufactured Loans? These loans are loans given to obtain a mobile or manufactured home. These dwellings are constructed offsite in a factory and then moved to the property. These dwellings are built to the Manufactured Home Construction and Safety (MHCS) Standards. These homes are clubbed with modular homes where many sections are constructed off-site and assembled on the

What are Investment Sales Loans? Any type of financial investment in real estate that turns a profit can be considered an investment sale. This includes purchasing, leasing, renting, managing, or selling real estate property at a higher price than what it was originally bought at. We offer loans at competitive rates for these kinds of loans. Investing in real estate

What are Industrial Loans? Industrial loans in Phoenix, Arizona are debt-based funding arrangements between a financial institution and a business. These loans finance the equipment and operational costs of the production. Morris Banks, a category of banks; offers industrial loans. Owned by non-banking companies under section 2(c)(2)(H) of the Bank Holding Company Act, they function under sections 23A & 23B

What are CMBS Loans? A Commercial Mortgage Backed Securities (CMBS) loan or Conduit Loan, is a type of commercial real estate loan. It requires a first position mortgage on a commercial property. They are available for several types of income-generating commercial real estate properties in Phoenix, Arizona, such as warehouses, multifamily properties, retail properties, office buildings, hotels, industrial complexes, etc.